What to Do After a Car Accident in Florida: Liability Considerations

If you’ve been in an accident in Florida, there are important things you must do to protect yourself legally and handle the situation appropriately.

Stop and Call the Police

Florida law requires that you stop after an accident, even if it seems minor. Remaining at the scene is crucial for determining liability later. Make sure to call the police so there is an official report of the accident.

Exchange Information

You’ll want to exchange key information with the other driver(s) involved, including name, contact details like phone number and address, insurance information, driver’s license number, and license plate. It’s also smart to take pictures of the damage, the location, and the other vehicles involved. Having this information will allow you and the insurance companies to get in touch about liability and compensation for damages afterward.

Get Witness Information

If there were any witnesses to the accident, try to get their contact information as well. Witness accounts of what happened can be incredibly helpful in determining fault and liability later on. If the witnesses leave the scene before the police arrive, at least get their names and phone numbers.

Seek Medical Attention

Even if you don’t think you were seriously hurt in the accident, it’s wise to get examined by a doctor. Some injuries don’t show symptoms until hours or days later. Getting checked out will document any physical injuries you did sustain. Those records can support an injury claim if needed.

Report the Accident to Your Insurer

You’ll need to report the accident to your insurance company promptly, within 24 hours if possible. Provide them with all the details of what happened, other parties involved, and the police report. Cooperate fully with them as they investigate fault and liability factors. If you were not at fault, your insurer may provide compensation for damages and represent your interests for any liability claims against you.

Determine Fault

Insurance companies and legal proceedings will work to determine which driver was at fault and therefore liable for damages and injuries. Florida is a no-fault insurance state, meaning both parties’ insurance pays out to cover their policyholder’s damages, regardless of fault. However, the at-fault driver may still be liable for damages that exceed the other driver’s coverage limits.

Handle Liability Claims

If the other driver was at fault, you can make a liability claim demanding they or their insurer compensate you for damages like vehicle repair costs, medical bills, lost wages from injury, and pain and suffering. Consult us to submit a demand letter and negotiate a fair settlement. Be aware of time limits – in Florida, you typically have four years to file a claim for injuries.

Our Tampa personal injury lawyer can help protect your rights and guide you through the claims process. We can handle communications, negotiate with insurers, determine fault and liability, file a lawsuit if necessary, and make sure you get fairly compensated. Having proper legal representation can make a big difference in the outcome of your Florida car accident case. We have 32 offices across 19 states, including Panama City Beach and Tampa in Florida.

Call us today for a free consultation on (888) 477-0597 if you have been involved in a car accident in Florida.