Atlanta Car Accident Lawyer
If you have suffered critical injuries after being involved in a car accident, you may be able to hold the liable party accountable. Reach out to a high-powered car accident attorney at Monge & Associates in Atlanta for help with your claim.
Car accidents may be common, but that doesn’t mean they don’t have catastrophic consequences for the victims. There are many different ways your life could be dramatically affected by a car accident, and you shouldn’t have to figure out how to get through it on your own. Fortunately, when you call a high-powered Atlanta car accident lawyer at Monge & Associates could help you get justice.
If we are able to take on your case, you can rest assured we will do everything possible to get you the most out of your Atlanta car accident claim. You can continue reading to learn more about what part car insurance plays in an accident, who may be at fault for yours, and how to maximize your injury settlement.
How Does Car Insurance Work?
Every driver is required to carry auto insurance on their vehicles. Georgia is a fault state when it comes to car accidents. This means that when you are involved in a car accident, you will file a claim with the liable party’s auto insurer.
Drivers are encouraged to carry the same coverage amounts in uninsured motorist property damage and bodily injury liability coverage, though these can be waived.
Understanding how the car insurance claims process works can give you the information you need to feel confident moving forward with your claim. You’ll start by filing a claim with the liable party’s insurance company. The adjuster will then ask you to make a statement.
It is important that you never speak to the insurer without your car accident lawyer so you don’t get taken advantage of. Remember, the insurance company loses money by paying out on your claim. It will do anything to reduce your compensation.
We will begin negotiations with the insurer from there. It should be noted that the insurance company is only required to compensate victims up to the limits of the policyholder’s policy. If the liable party only has the minimum coverage, you may need to go to court to get the most out of your claim.
Liability in Atlanta Car Accidents
For your claim to be successful, your attorney must figure out who is responsible for causing the accident. There are many different parties who could have played a part in the car accident. Often, the first party you would suspect of being responsible is the driver who hit you. Some of these common types of driver negligence include:
- Failure to yield
- Following too closely
- Running a red traffic light
- Road rage
- Drunk or drugged driving
- Distracted driving (common in rideshare accidents)
Other parties who could have contributed to the cause of the accident include technical professionals and government agencies who are responsible for road maintenance.
For example, if an automaker used faulty parts or failed to issue a recall, they could be held accountable for injuries that may occur. If there was a traffic light that should have been repaired that is responsible for the collision, then the Atlanta Office of Transportation or the Georgia Department of Transportation could be found liable.
Only a thorough investigation into the accident will uncover who is culpable for your injuries and responsible for compensating you for your losses.
Maximize Your Atlanta Car Accident Claim with Monge & Associates
If you are putting in the effort to pursue an Atlanta car accident claim, then you should do everything possible to maximize your injury settlement. In order to do so, you must carefully examine the various ways your life has been impacted by the accident. This should include physical losses, emotional trauma, and financial damages.
Physical losses and emotional trauma are considered non-economic because they do not consist of financial losses. Although they are not financial in nature, they are often considerably impactful and should be considered as such. Some commonly sought after non-economic damages include:
- Pain and suffering
- Scarring or disfigurement
- Diminished quality of life
- Loss of companionship and love
- Emotional trauma
- Reputational damage
Financial losses are an entirely different matter. They include every economic-based loss you suffered as a result of the accident or your injuries, such as:
- Medical expenses
- Healthcare equipment
- Lost wages
- Loss of future potential earnings
- Unexpected child care expenses
- Costs of household maintenance
- Costs of repairing or replacing your vehicle
There are many other losses you may be entitled to as your high-powered car accident lawyer in Atlanta at Monge & Associates works to calculate the value of your claim. Leave no loss unaccounted for if you hope to get the most out of your car accident lawsuit. If you have additional questions about what your claim may be worth, reach out to your car accident lawyer to discuss the individual details of your case.
Car Accident FAQ
We have seen just how difficult life after an accident can be for survivors. With so many options before you, it can be a challenge to know what’s next for you. In an effort to help you get the information you need right at your fingertips, we’ve included a quick FAQ below describing some of the most common questions injury victims like you have had in regards to their claims.
Do I have a deadline for filing my claim?
Yes. Every personal injury lawsuit has what’s known as the statute of limitations. If your claim is not filed before the statute of limitations expires, you could sacrifice your right to recover compensation in civil court.
How does shared fault work in Georgia?
Being partially responsible for an accident does not prevent you from being awarded compensation for your losses, as long as your portion of fault does not equal 50 percent or more. This is known as modified comparative negligence. If you share fault for an accident, the portion of fault you carry will then be deducted from your injury settlement.
Will I have to go to court?
It’s always possible that you’ll have to go to court. It’s also possible, however, that your case is resolved in insurance negotiations. If going to court is the only way to ensure you are awarded the compensation you deserve, then going to court may be your best option.
Meet with a High-Powered Car Accident Lawyer in Atlanta
When you are ready to get started on your civil claim but aren’t sure where to start, contact an experienced Atlanta car accident lawyer at Monge & Associates. Reach us at 404-481-3826 or through the quick contact form below to schedule your free, no-obligation case evaluation.
Monge & Associates is headquartered in Atlanta, Georgia, with offices throughout South Carolina, Tennessee, and the Southeast.