If you or a loved one has been injured in Florida, Monge & Associates Injury and Accident Attorneys is ready to fight for the compensation you deserve. With offices in Panama City Beach and Tampa, our Florida personal injury lawyers serve clients across the state’s 67 counties.
Since 1993, our firm has recovered over $1 billion for injury victims nationwide. In Florida, we handle car accidents, truck accidents, slip and fall injuries, wrongful death claims, and motorcycle accidents.
Call us today at (850) 809-0287, (813) 945-6188, or toll-free (888) 653-0605 for a free consultation. You pay nothing unless we win.
Why Florida Injury Victims Need Experienced Representation
Florida’s 2023 tort reform (HB 837) fundamentally changed the personal injury landscape. The shift from pure to modified comparative negligence with a 51% bar means insurance companies now have a powerful incentive to push your fault above 50%, which would eliminate your recovery entirely. The two-year statute of limitations (reduced from four years) and the new medical billing evidence rules add urgency and complexity to every claim. Experienced legal representation is more critical than ever in Florida.
Our Florida Offices
Monge & Associates Injury and Accident Attorneys maintains offices in Panama City Beach and Tampa, allowing us to serve injury victims throughout Florida.
Panama City Beach
130 Richard Jackson Blvd
Panama City Beach, FL 32407
Phone: (850) 809-0287
Our Panama City Beach team serves clients throughout Bay County and the surrounding areas, including Panama City, Lynn Haven, Callaway, Springfield, Parker, Mexico Beach, Destin, Fort Walton Beach, Defuniak Springs, and communities throughout Bay, Walton, Washington, Holmes, and Gulf counties. Learn more about our Panama City Beach personal injury lawyers →
Tampa
2701 W Busch Blvd
Tampa, FL 33618
Local Phone: (813) 945-6188
Toll-Free: (888) 653-0605
Hours: Open 24 hours, 7 days a week
Our Tampa team serves clients throughout Hillsborough County and the surrounding areas, including St. Petersburg, Clearwater, Brandon, Temple Terrace, Plant City, Riverview, Wesley Chapel, Land O’ Lakes, Lutz, and communities throughout Hillsborough, Pinellas, Pasco, and Polk counties. Learn more about our Tampa personal injury lawyers →
Practice Areas We Handle in Florida
Car Accidents — Florida’s congested highways and tourist traffic contribute to thousands of crashes every year.
Truck Accidents — Major freight corridors run through Florida, creating dangerous conditions for passenger vehicles.
Slip and Fall — Property owners are responsible for maintaining safe premises for visitors and customers.
Wrongful Death — When negligence takes a life, families deserve justice and financial security.
Motorcycle Accidents — Florida has the second-highest motorcycle fatality count in the nation.
Florida Personal Injury Law at a Glance
Fault Rule: Modified Comparative Negligence (51% Bar) (Fla. Stat. § 768.81, as amended by HB 837 (2023)). Florida follows modified comparative negligence with a 51% bar (Fla.
Statute of Limitations: Two years (Fla. Stat. § 95.11(3)(a)) for personal injury; two years from the date of death (Fla. Stat. § 95.11(4)(d)) for wrongful death.
Insurance System: Florida is a no-fault state. Drivers must carry $10,000 Personal Injury Protection (PIP), $10,000 Property Damage Liability (PDL). Florida is a no-fault state.
Damage Caps: Florida does not cap non-economic damages in most personal injury cases.
Florida Personal Injury FAQs
How long do I have to file a personal injury lawsuit in Florida?
Florida gives injury victims two years (Fla. Stat. § 95.11(3)(a), as amended by HB 837, effective March 24, 2023) to file a lawsuit. Wrongful death claims must be filed within two years from the date of death (Fla. Stat. § 95.11(4)(d)).
What is Florida's fault rule?
Florida follows modified comparative negligence with a 51% bar (Fla. Stat.
Is Florida a no-fault state?
Yes. Florida is a no-fault state. Drivers carry $10,000 in Personal Injury Protection (PIP), which covers 80% of medical expenses and 60% of lost wages up to the policy limit, regardless of who caused the accident. You must seek medical treatment within 14 days of the accident or lose PIP benefits. To step outside no-fault and file a lawsuit, you must have a significant and permanent injury (Fla. Stat. § 627.737).
Does Florida cap personal injury damages?
Florida does not cap non-economic damages in most personal injury cases.
How much does a Florida personal injury lawyer cost?
Monge & Associates Injury and Accident Attorneys works on a contingency fee basis. You pay nothing unless we win.
Contact a Florida Personal Injury Lawyer at Monge & Associates Injury and Accident Attorneys
If you have suffered a personal injury in Florida, our team is ready to fight for the recovery you deserve.
Call us today at (850) 809-0287, (813) 945-6188, or toll-free (888) 653-0605, or contact us online for a free consultation.