If you were injured in Newark, the last thing you need is the added stress of navigating New Jersey’s complex no-fault insurance system and legal procedures alone.
Monge & Associates has spent decades representing injured people in their insurance claims and lawsuits.
Our Newark personal injury lawyers are committed to fighting for the compensation you deserve while you focus on recovery.
Don’t wait to protect your rights, schedule a free consultation today to discuss your case and learn how we can help you move forward.
We Beat NJ’s No-Fault System
$1 Billion Recovered, Law Firm of the Year 2025
Why Choose Monge & Associates
- Our firm understands the local court systems, New Jersey’s unique insurance practices, and the various factors that can impact your case in Newark and Essex County. We leverage this local knowledge to develop a personalized strategy designed to maximize your compensation.
- Our proven track record speaks for itself. Our attorneys have recovered over $1 billion in settlements and verdicts, including a $40 million recovery for a client with permanent injuries caused by an inattentive delivery driver (from an initial offer of just $11 million) and a $6 million recovery for a family harmed by negligent hiring practices. We’ve helped countless injury victims rebuild their lives following unexpected accidents.
- We have the resources and expertise to thoroughly examine every detail of your case, from traffic patterns on McCarter Highway to witness statements and surveillance footage from Newark’s commercial areas. We understand how to navigate the PIP system and when you can pursue claims beyond your no-fault coverage.
Understanding Personal Injury Law in New Jersey
Personal injury lawsuits allow you to seek damages after someone else’s negligence or wrongful actions cause you harm.
However, there are several New Jersey laws that can impact your ability to recover this compensation.
For example, the state follows a modified comparative negligence rule in situations where you may share some fault for the accident.
Under N.J. Stat. § 2A:15-5.2, you can still recover damages even if you’re partially at fault, as long as your fault doesn’t exceed 50%.
If you’re found 51% or more at fault, you cannot recover any compensation.
The statute of limitations for personal injury claims in New Jersey is generally two years from the date of the accident, as established by N.J. Stat. § 2A:14-2.
If your claim involves a government entity such as the city of Newark or Essex County, you must file a Notice of Tort Claim within 90 days under the New Jersey Tort Claims Act.
Missing these deadlines typically means losing your right to seek compensation permanently.
New Jersey also operates under a no-fault insurance system, requiring all drivers to carry Personal Injury Protection (PIP) coverage.
This means your own insurance covers medical expenses initially, regardless of who caused the accident.
However, if you sustain serious injuries or selected full tort coverage, you can pursue additional compensation from the at-fault party.
Common Types of Personal Injury Cases in Newark
Newark’s busy streets, diverse industries, and high population density create many opportunities for accidents and injuries.
According to data from the New Jersey Department of Transportation and NJ State Police, approximately 2,500 car accidents occur in Newark annually.
Monge & Associates represents residents in a wide range of personal injury cases, including:
- Car accidents
- Truck accidents
- Motorcycle accidents
- Bicycle accidents
- Pedestrian accidents
- Uber and Lyft accidents
- NJ Transit bus accidents
- Workplace injuries
- Delivery accidents
- Construction accidents
- Slip and fall accidents
- Premises liability cases
- Product liability
- Burn injuries
- Broken bone injuries
- Wrongful death
Why Choose a Newark Personal Injury Attorney
When you are hurt in Newark, you need a lawyer who knows Newark.
A local attorney understands the traffic patterns on major roadways like McCarter Highway, Broad Street, and Raymond Boulevard, along with local regulations and Essex County court procedures that can impact your case.
They also understand New Jersey’s complex PIP insurance system and can navigate the distinctions between limited tort and full tort coverage options.
Local attorneys have connections with medical professionals who treat accident victims, accident reconstruction experts, and other specialists who can strengthen your case.
These deep roots allow your lawyer to anticipate challenges and opportunities that out-of-state firms might miss, particularly when dealing with New Jersey’s unique no-fault insurance requirements.
The Personal Injury Claims Process in Newark
Initial Consultation and Case Evaluation
A personal injury case typically begins with a legal consultation.
During this meeting, your attorney will review the circumstances of your accident, assess your injuries, and determine the strength of your potential claim.
They will explain your legal options clearly, including how your PIP coverage works and whether you can pursue claims beyond the no-fault system based on your injuries and insurance selection.
Investigation and Evidence Collection
Once you decide to move forward, your lawyer will begin investigating your case.
This includes gathering police reports, medical records, witness statements, and any available surveillance footage from Newark’s many commercial areas and traffic cameras.
Your attorney will work quickly to preserve evidence before it’s lost or destroyed.
Once the investigation is complete, they will begin building your case and negotiating with insurance companies on your behalf, ensuring your PIP claims are properly handled while pursuing additional compensation when applicable.
Common Injuries from Newark Accidents
Accidents in Newark can result in a wide range of injuries, from minor cuts and bruises to life-threatening trauma.
Common physical injuries include:
- Broken bones and fractures
- Soft tissue injuries
- Internal organ damage
- Severe burns
- Traumatic brain injuries
- Spinal cord damage
- Whiplash and neck injuries
- Amputations
Long-Term Health Impacts
Many of the injuries discussed above have lasting complications that might not be immediately apparent.
Chronic pain, mobility limitations, and cognitive impairment can develop over time, affecting your quality of life and earning capacity for years to come.
Monge & Associates works with medical experts to fully understand and document these long-term impacts.
This helps us fight for the full compensation you need to cover both your current expenses and future care requirements, whether through PIP benefits, third-party claims, or both.
Compensation in Newark Personal Injury Cases
When you’re injured due to someone else’s negligence, you shouldn’t have to bear the financial burden alone.
New Jersey law allows injury victims to seek compensation for various types of damages resulting from their accidents.
Your PIP coverage will initially pay for medical expenses and lost wages, with minimum coverage requirements of $15,000 per person under New Jersey law (though drivers can purchase up to $250,000 in coverage).
If you meet the serious injury threshold or have full tort coverage, you may be entitled to pursue additional compensation for:
- All related medical expenses (beyond PIP limits)
- Lost wages during treatment and recovery
- Pain and suffering
- Diminished earning capacity
- Property repairs and replacements
- Disability accommodations
- Emotional distress
In rare cases involving gross negligence, punitive damages may also be available.
FAQs About Personal Injury Claims in Newark
How much do personal injury lawyers charge in Newark?
Newark personal injury lawyers usually work on a contingency fee basis. This means you pay no attorney fees unless your lawyer successfully recovers compensation in your case. This arrangement allows you to access experienced legal representation without upfront costs.
How much is the average personal injury settlement in Newark?
Settlement amounts vary greatly depending on the severity of injuries, whether you have limited or full tort coverage, the available insurance coverage, and many other circumstances.
Each case is unique, and Monge & Associates evaluates every factor that could impact your compensation to fight for the maximum amount possible.
How long do you have to file a personal injury claim in New Jersey?
New Jersey generally allows two years from the date of injury to file a personal injury lawsuit under N.J. Stat. § 2A:14-2. However, claims against government entities require filing a Notice of Tort Claim within 90 days under the New Jersey Tort Claims Act. To protect your right to compensation and identify your filing deadline, speak to a Newark personal injury lawyer right away.
How does New Jersey’s no-fault insurance system work?
Under New Jersey’s no-fault system established by state insurance law, your own PIP coverage pays for medical expenses and lost wages initially, regardless of who caused the accident. However, if you sustain serious injuries or have full tort coverage, you can pursue additional compensation from the at-fault party for damages that exceed your PIP limits.
Schedule Your Free Consultation with Monge & Associates
If you were injured in Newark or anywhere in Essex County, you deserve an attorney who will fight for your rights and pursue every available avenue to compensation.
Monge & Associates will thoroughly investigate your case, handle all communications with insurance companies, navigate the complexities of New Jersey’s PIP system, and work tirelessly to secure the compensation you deserve.
Contact us at (888) 477-0597 to schedule your free consultation and take the first step toward getting your life back on track.