The moments after a car accident can feel like your whole world has been turned upside down. Between dealing with medical bills, missing work, and managing your recovery, you might feel overwhelmed and unsure where to turn.
Monge & Associates can guide you through your next steps. Our Des Moines car accident attorneys will fight tirelessly to secure fair compensation and can help you hold the at-fault driver accountable. We approach each case with the personal attention and aggressive advocacy needed to stand up to insurance companies and protect our clients’ rights.
Why Choose Our Des Moines Car Accident Attorneys to Fight for You?
- Since 1993, Monge & Associates has fought for the rights of the injured. We combine decades of experience, deep legal knowledge, and extensive resources to craft compelling cases for our clients.
- Our Des Moines personal injury attorneys have secured billions of dollars for clients just like you. Our track record of success includes multiple six- and seven-figure settlements and verdicts for victims of car accidents nationwide.
- After a serious injury, you do not need legal fees adding to your financial strain. We take car accident cases on a no-win, no-fee basis—you only pay our attorneys if we recover compensation on your behalf.
Common Types of Car Accidents in Des Moines
Many factors can lead to car accidents in Des Moines, from driver errors to mechanical failures. Heavy traffic, distracted driving, adverse weather conditions, and poor road maintenance all contribute to dangerous conditions that can lead to a collision.
Some of the most common types of car accidents include:
- Rear-end accidents
- T-bone collisions
- Head-on collisions
- Multi-vehicle pileups
- Rollover accidents
- Hit-and-run accidents
- Impaired driving crashes
- Sideswipe collisions
These accidents can result in devastating injuries that impact every aspect of your life. From whiplash and broken bones to traumatic brain injuries and spinal cord damage, these injuries often require extensive medical treatment, rehabilitation, and long-term care. Some victims face permanent disabilities that affect their ability to work and enjoy life as they did before.
How Insurance Companies Handle Iowa Car Accident Claims
Iowa operates under a fault-based insurance system, which means the person or entity responsible for causing the accident bears financial responsibility for the resulting damages. Victims have the right to file insurance claims or lawsuits against the at-fault party, which may be a driver, corporation, manufacturer, or even government agency.
To uphold this financial responsibility, every driver in Iowa must carry minimum liability coverage of:
- $20,000 for injuries to one person per accident
- $40,000 for injuries to multiple people per accident
- $15,000 for property damage per accident
After filing a claim, insurance adjusters will scrutinize every detail of your case. They may request recorded statements, access to medical records, or pressure you to accept a quick settlement before you understand the full extent of your injuries. This is why it is so important to have legal representation—an attorney from Monge & Associates can deal with these adjusters on your behalf, protecting your rights and advocating for maximum compensation.
How a Des Moines Car Accident Attorney Can Maximize Your Recovery
After a serious car accident, the last thing you need is to deal with insurance companies alone. These cases present unique challenges that require legal knowledge and experience to navigate successfully. The difference between handling a claim yourself and working with an attorney can mean thousands—or even millions—of dollars in compensation.
At Monge & Associates, we immediately take action to protect your interests, starting with a thorough investigation of your accident. We collect and preserve evidence like surveillance footage and medical records, interview witnesses while their memories are fresh, and work with accident reconstruction experts to establish exactly what happened and who bears responsibility.
Insurance companies often try to minimize payouts by questioning the severity of your injuries, suggesting that you were liable for the accident, or pressuring you into accepting a quick settlement before you understand your long-term medical needs. Our Des Moines car accident lawyers can anticipate and counter these tactics. We work closely with medical professionals to document the full extent of your injuries and consult economic specialists to accurately calculate future care costs, lost wages, and diminished earning capacity.
During this challenging time, you need someone in your corner. Our attorneys provide compassionate guidance and unwavering support throughout your case. We take the time to listen to your concerns, explain your options in clear terms, and keep you informed at every step. While you focus on healing and rebuilding your life, we handle the complex legal work needed to protect your rights and secure the compensation you deserve.
What to Do Immediately After a Car Accident in Des Moines
If you were injured in a Des Moines car accident, it is natural to feel overwhelmed and disoriented. However, what you do in these moments can affect the rest of your potential legal claim. Make sure to take the following actions after the crash:
- Call 911 immediately and wait for law enforcement to arrive at the scene.
- Seek immediate medical attention, even if you feel your injuries are minor. Save all of your medical records.
- Document the scene with photos of vehicle damage, road conditions, and visible injuries.
- Gather contact information from all involved parties and any witnesses present.
- Avoid discussing fault or making statements about your injuries to other drivers or insurance representatives.
- Request a copy of the police report and note the responding officers’ names and badge numbers.
- Keep detailed records of all medical treatments, expenses, and how your injuries affect your daily life.
- Contact a Des Moines car accident attorney before speaking with insurance adjusters or defense attorneys.
Start Your Journey to Recovery with Monge & Associates
After a car accident in Des Moines, you need an advocate who will fight for every dollar you deserve. At Monge & Associates, we have helped thousands of accident victims recover maximum compensation for their injuries and losses. We will not settle for less than you deserve. Contact (515) 461-6335 for a free case evaluation with our Des Moines car accident lawyer and learn more about your legal options.