What If the Responsible Driver Doesn't Have Insurance?
In the state of Georgia, all drivers are required by law to carry the minimum amount of liability insurance. However, like many laws, this isn’t always followed, and some individuals operate their vehicles while uninsured.
This type of situation can cause significant problems when an accident is caused by the negligence of a driver who is underinsured or uninsured. What happens in these cases and how does an injured individual pursue compensation against someone who doesn’t have insurance?
Can I Still Recover Compensation?
This is dependent on your own insurance coverage. All insurance companies offer uninsured or underinsured motorist coverages that are designated to help protect you in these types of situations. It’s important to know that unless you denied this coverage, there is a possibility you may have it.
When this happens, you have to go through your own insurance to recover compensation, but there may be some complications involved with that process as well. This is why you should have someone who understands how the system works, especially if your own insurance company tries to deny your claim.
Having Legal Counsel
Unfortunately, not all insurance companies are looking out for their policyholders. When they deny a claim in a manner that violates the rights of the injured party, legal action may be needed to pursue justice and a rightful decision in the matter.
Insurance companies often fail to provide the coverage deserved by those the provider is expected to protect. Failure to do so would be acting in bad faith and would prevent the injured party from properly being able to recover after sustaining damage.
At Monge & Associates, we work hard to help you during your time of need. Our Atlanta car accident lawyers have decades of experience helping injured individuals seek justice and we want to do the same for you after an uninsured motorist accident.
Call us at (800) 860-8021 today and learn how we may be able to help.