Four Ways to Protect Yourself After Filing for Workers' Compensation
When you are injured at work and file for workers' compensation benefits, it is in your best interest to keep yourself covered in several ways. Your employer may end up being fair and paying everything you deserve, but if your company doesn't hold up its end of the bargain, you want to be able to show that you've been holding up yours.
Here are four essential steps that you need to follow:
- Notify your employer about your injury as soon as possible. The statute of limitations is different in every state, so instead of waiting too long, just tell your employer right away. If you wait too long, it could affect your ability to obtain workers' compensation benefits.
- Seek medical attention. Employees will sometimes wait out their injuries and hope the pain will go away, but often waiting just makes things worse. If you suspect you have a work-related injury, see a doctor, get her opinion, and have it documented.
- Go to all of your scheduled appointments. If you are scheduled for any kind of medical appointment related to your injury, including rehabilitation appointments, you need to show up every time. If you make it a habit of missing appointments, you may give your doctor the impression that you are getting better and no longer need to receive workers' compensation benefits.
- Don't assume the benefits you're receiving are fair. Your benefits are paid based on your weekly wage, but insurance companies have tricky ways of getting around this and giving you a lower benefit amount than you are entitled to. If you need help figuring this out, a workers' compensation attorney can help. Never assume the insurance representative is on your side—he is primarily concerned about the insurance company’s financial interests, and he will be willing to deny you benefits to save money if her can.
If you were injured on the job and you're having trouble getting the workers' compensation benefits you should be receiving, contact the attorneys of Monge & Associates for a free consultation at (800) 860-8021.